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Emergency Response Coverage Claim Scenario
An insured contractor is on a job site with an overturned construction vehicle. Diesel fuel is leaking from the vehicle and they're near a stream and residential area, a major potential for groundwater contamination. The new Professional and Contractor's Pollution Legal Liability and the new Contractor's Pollution Legal Liability policy language affords insureds the ability to engage in emergency response activities, up to a maximum dollar amount, without waiting for a 3rd party claim to materialize. Benefits to insured, client, and public at large are numerous. Client satisfaction, ability to avoid and/or minimize agency penalties/fines, reduced claims costs for early intervention. And you're insured will be happy you offered them XL's new coverages for contractors.
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