The Problem: At an environmental facility insured by XL Environmental, an aboveground storage tank collapsed, releasing waste oil and sludge on to the insured's site and an adjoining wetlands.

The Response: XL Environmental immediately dispatched an environmental consultant to the site. XL Environmental worked with the insured to retain the appropriate remediation contractors to clean up the site. XL Environmental Claims also interfaced with the local regulatory agency to ensure proper remediation of the wetlands and negotiated a cost-effective disposal of the contaminated soils.

The insured’s Pollution and Remediation Legal Liability (PARLL) policy will respond to the costs of the remediation, which totaled $800,000, in excess of the retention.

The Benefits: XL Environmental’s swift response, environmental expertise and experience working with regulators and remediation contractors ensured efficient and cost-effective remedial oversight, thereby minimizing the impact of the release as well as interruption to the insured’s operations.